Leading Finance Solutions

Affordability is a key consideration for consumers when making a large purchase. Our retail finance packages give your customers the flexibility to spread the cost of their purchases over terms that suit their budgets, making them more likely to commit to a purchase at point of sale. 

At BNP Paribas Personal Finance UK, we run a multi-channel consumer credit solution, delivering a reliable, award winning service to help you boost your sales and put the customer first.

Interest Free Finance

We recognise that providing credit to the consumer is a valuable way of increasing sales. Being able to offer financing to customers at the point of sale both online and in stores will help you to convert browsers into buyers, as well as boosting your average order value by making bigger purchases more affordable. 

Our consumer credit solutions are adaptable and can be tailored to meet the demands of your business. We can offer your customers various packages, including interest free plans and deferred payments, giving you complete control over what's available.

Working with us

We've worked with businesses for the last 45 years to deliver financial solutions that help them to grow. As part of your retail finance package we provide you with valuable support from a dedicated Partnership Manager, who will work with you to understand the needs of your business, while maximising your opportunities to convert sales, upsell and increase your average order values.

Read more

Customer Service

Our retail finance solution doesn't end at the point of sale. By offering a seamless customer journey, your consumers are more likely to have confidence in your service and return again and again. 

We provide customers with convenience and instant access to a secure online account management system enabling them to remain in control of spending. Our dedicated customer service team ensure your customer queries are resolved quickly and effectively, putting your customers first and ensuring long-lasting trust in your brand.


Solihull-based consumer finance provider BNP Paribas Personal Finance has signed a new, extended agreement with Dixons Carphone. The deal will see the retailer able to offer its customers credit on more products in the new year, including an increasing number of mobile handsets.

Read more