RETAIL FINANCE

Generate customers

True multi-channel needs based solutions

Convert more sales

Solutions tailored to
your business

Valuable customer insights

True partnership collaboration and regular reviews

Why work with us

Retail or point of sale finance gives your customers the ability to pay for that bigger purchase over a fixed period of time, rather than paying in full up front. Fixing the monthly repayment period and knowing up front the monthly repayment, means consumers have clarity and visibility of the credit agreement. Our retail and point of sale finance solutions include options such as interest free, buy now pay later and iinterest bearing. We will work with you to create the right proposition for your business.

We value responsible lending, innovative thinking and customer experience. Being part of the larger BNP Paribas group and specialising in partnership lending, we can provide both localised and global support enabling us to fuel business growth for our retail partners.

With over 45 years’ experience in retail and point of sale finance, we pride ourselves on working closely with our partners to create tailored retail finance solutions, looking at business and data insight to work with you in understanding the needs of your customers and opportunities to support your business goals.

Brands we work with

What makes us different

  • Insight and analytics to improve efficiencies and drive performance and profitability
  • Tailored solutions to meet your customer needs
  • Multi-channel, consumer credit solutions providing a world class retail customer experience on the go, at home or in store 
  • Ability to support large national and multi-national businesses
  • True collaboration to deliver the best solution to drive your growth
  • 45 years of experience, working with some of the UK’s leading brands to build our understanding of retail finance 
  • Dedicated teams to fully support your customers from point of sale to aftercare through our contact centre

Testimonials

  • “BNP Paribas Personal Finance has been our partner in POS finance for over 15 years. BNP Paribas Personal Finance has worked with us to understand our business and customers' needs, providing a consumer credit solution which fits our requirements. They have also provided valuable customer insights and used their expertise to enhance the experience for our customers, which in return has helped us to maximise our customer loyalty and growth.”

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BNP PARIBAS PERSONAL FINANCE UK LAUNCHES NEW API PORTAL FOR RETAIL FINANCE PARTNERS

BNP Paribas Personal Finance UK has launched a new API portal for our retail partners in a bid to streamline the partner onboarding process
 

THE IMPORTANCE OF RESPONSIBLE RETAIL FINANCE

At BNP Paribas Personal Finance UK, we recognise how easy it is to sign up for unregulated retail finance products, especially when shopping online. Here are our top tips for shopping responsibly.