Expert Credit Providers

As a leading consumer finance provider, we understand that giving your customers more finance options is important. That’s why we offer bespoke credit card programmes, that can increase your customer loyalty, footfall and repeat sales.

We have 45 years’ experience working with businesses in the UK to deliver financial solutions, during which time we’ve helped over four million customers. As experts in retail finance, we understand the buying habits and behaviours of consumers and will deliver solutions that meet your business needs.

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Driving In Store Sales

We create credit card solutions with a specific focus on driving sales at your store.  It is an excellent way to offer point of sale credit to your customers, offering the opportunity to repeatedly purchase from your store and buy higher value items, thereby increasing your AOV (Average Order Value). Our credit cards are different from bank credit cards as they provide loyalty benefits for your customers like cashback, discounts and 0% interest, giving them a reason to shop with you more often.

Leading Financial Technology

Our credit card programmes are created with technology that benefit both the customer and your business.

Our financial technology also makes the application process quick and easy, by giving your customers the chance to apply through a mobile optimised application journey. Not only that, but they’re also able to check their balance, see transactions, make a payment, set up direct debits and more any time they’d like to through their online account, which is accessible on mobiles, tablets and PCs.

Working in Partnership

We know that flexibility is important for you and your customers, so as credit card providers, we strive to create solutions that are bespoke to your business. Our partnership managers will work directly with you to understand your business needs and your customer base to find you the right solution.

Customer Service

With a deep understanding of customer buying behaviours and consumer credit, we’re well placed to deliver excellent customer service. From delivering a seamless customer journey right from the application of a credit card to dedicated customer service lines to resolve queries and issues should they arise, we’re committed to looking after your customers so that you know your reputation is in safe hands.